Resources
Guides, limits, and deadlines.
Guides
Is this plan right for you?
Compare SEP, 401(k), pension
What changes once a SEP or solo 401(k) is already full.
Read guide →When it is not a fit
Income, staff, and timing cases where this plan should wait.
Read guide →Staff cost
Why the census, not a slogan, decides what the owner keeps.
Read guide →After the plan exists
A soft year, a new hire, a practice sale, and termination.
Read guide →FAQs
Questions owners ask before they send a census.
Read FAQs →Reference
Limits, dates and costs
2024–2026 IRS limits
Deferrals, annual additions, compensation cap, and the defined-benefit dollar limit.
View limits →Illustrative contributions
Age-based ranges, labeled as illustrations, not IRS caps.
View ranges →Deadline calendar
Form 5500, minimum funding, and the tax-return date.
View calendar →Fees and who does what
Administrator, enrolled actuary, trustee, and CPA.
View fees →Schedule a consultation
Send compensation and a roster. We’ll say if a design is worth it.