Your Privacy

Sterling Pension Group LLC (“Sterling,” “we,” “us”) respects the privacy of people who visit sterlingpensiongroup.com and of business owners who ask us about defined benefit and cash balance administration. This policy describes what we collect, why we collect it, and the choices you have. It applies to this website and to inquiries you send us through it. It does not replace a privacy notice we may give you after you become a client.

Who we are

Sterling Pension Group LLC is a pension consulting and third-party administration firm at 15 N Main St #100, West Hartford, CT 06107. Privacy questions go to info@savantpensions.com or +1 (860) 590-7172.

Information you give us

• Contact and consultation details. Name, email, phone, company, and whatever you type into a form or email, including compensation ranges, entity type, and employee counts.
• Calculator inputs. Figures you enter to sketch contribution room. Treat those entries as sensitive. Do not submit Social Security numbers, account numbers, or full census files through an open web form.
• Client materials, once engaged. Census data, payroll, plan documents, and similar records are handled under the service agreement, not only under this website policy.

Information collected automatically

Like most sites, our host and any analytics tools may log your IP address, browser type, device, referring page, and pages viewed. We use that information to keep the site running, to understand which pages are used, and to detect abuse. We do not use it to make automated decisions about you.

Cookies

The site may set cookies or similar storage that are strictly necessary to load pages, remember a form, or measure traffic. You can block cookies in your browser. Blocking them may affect how the site works. We do not sell personal information, and we do not allow third parties to use our site for their own cross-context advertising.

How we use information

• To answer an inquiry and prepare for a consultation.
• To operate, secure, and improve the site.
• To send information you asked for. We do not add you to a marketing list unless you ask.
• To meet legal, tax, and professional recordkeeping duties if you become a client.

Who we share it with

We share information with service providers who host the site, deliver email, or support our systems, and only so they can do that work for us. If you engage us, we may share plan information with an independent Enrolled Actuary, your CPA or attorney, a recordkeeper, a trustee, or a government agency when the engagement or the law requires it. We may also disclose information if a law, subpoena, or court order requires it, or to protect the rights and safety of Sterling, our clients, or others. We do not sell personal information.

How long we keep it

Inquiry records are kept long enough to respond and to document what was discussed, then deleted or archived on a routine schedule. Client and plan records are kept for the period required by ERISA, the tax rules, and our engagement terms, which is often longer than a casual website inquiry.

Security

We use reasonable administrative and technical safeguards appropriate to a professional services site. No website transmission is perfectly secure. Do not send full Social Security numbers, account passwords, or complete employee files through the public contact form.

Your choices

You may ask us what inquiry information we hold about you, ask us to correct it, or ask us to delete it, subject to records we must keep. Email info@savantpensions.com. If you are a plan participant in a plan we administer, your plan’s own notices, not this page, describe your rights under ERISA.

Children

This site is for business owners and their advisors. We do not knowingly collect information from children under 13.

Changes

If we change this policy, we will post the new version on this page and change the date above. Continued use of the site after that date means you have seen the update.